disability

Best Life Insurance for SSDI Recipients (2024)

Life insurance is a critical consideration for anyone, but it can be especially crucial for those receiving Social Security Disability Insurance (SSDI) benefits. Finding the best life insurance for SSDI recipients doesn’t mean you cannot obtain life insurance; that is not necessarily the case. There are several options available to SSDI recipients who want to…

Best Life Insurance for Grandparents: 4 Policy Options

Best Life Insurance for Grandparents: 4 Policy Options

Do you have grandparents in need of life insurance? This may not be a topic you or your grandparents want to deal with, but it’s still important to consider finding the best life insurance for grandparents. First, you need to understand that getting life insurance for your grandparents is possible. Many insurance companies offer policies…

HIV

Best Life Insurance for HIV Patients: The Top 3 Providers

1.2 million people have HIV in the United States! The good news is whether you’ve been recently diagnosed with HIV or have had it for a while there are options available to you. While it may be more challenging to find coverage, and you may pay higher premiums than someone without HIV, securing life insurance…

felon in cuffs

Best Life Insurance for Felons – 4 Ways to Get Coverage

Life insurance is essential for anyone looking to provide for their loved ones in the event of their death. However, for felons, obtaining life insurance can be challenging. Felony convictions can lead to higher premiums or even disqualification from coverage, leaving offenders and their families vulnerable. This article will explore the best life insurance options…

hand heart life insurance

When Does Life Insurance Become Effective: Key Factors to Know

When does life insurance become effective? Life insurance is a crucial financial planning tool that serves as a safety net for your loved ones in the event of your passing. Understanding when life insurance becomes effective is essential in ensuring your family’s financial security. So when does life insurance become effective? The effective date of…

Life Insurance

Life Insurance Statistics Unveiled: Trends and Insights

If you’re considering purchasing life insurance, you’re not alone. However, before you buy, you may want to consider some vital life insurance statistics to make a better-informed decision. According to a Forbes Advisor survey, at least three in four American adults have life insurance. Life insurance is a way to help protect your loved ones…

What is the Average Life Insurance Cost Per Month [Includes Rate Charts]

What is the Average Life Insurance Cost Per Month [Includes Rate Charts]

As someone who has life insurance and at one time used to sell life insurance, you might be wondering what the average cost of life insurance is for you. A $100,000 term life insurance death benefit for men can run between $12.64 at age 20 to $92.38 at age 60. A $100,000 term life insurance…

Buying Life Insurance for Seniors – Read This Before They Buy

Buying Life Insurance for Seniors – Read This Before They Buy

Any insurance policy is as good as its ability to uphold its claim. In your later years, you may look back into your life as a younger person, those of your loved ones, or even your assets as you begin thinking about what legacy you have never achieved creating. You never realize that life insurance…